AMCAL CLUB TERMS & CONDITIONS

1. By signing this application form or using a Permanent or Temporary membership card issued under the Amcal Club (“Permanent Card” or “Temporary Card” "), each applicant or member (each called a "Member") accepts and agrees to be bound by the Amcal Club Terms and Conditions applicable from time to time.

2. Joining the Amcal Club automatically cancels a Member's membership of any other Amcal program.

3. The Permanent or Temporary Card is valid at any participating Amcal pharmacy (“participating Amcal pharmacy”). Your home pharmacy will be designated as the Amcal pharmacy at which you applied for membership in the Amcal Club and whose name will be specified on the back of the Card ("Pharmacy"). You may alter your Pharmacy at any time by completing a Change of details form in-store.

4. The Permanent or Temporary Card is not a credit or charge card, is not transferable and remains the property of Amcal. If a Member wishes to obtain any additional Permanent Cards for family members those additional Cards will be issued to that Member at a cost of $2.20 ($2 + GST) per Card.

5. Members can only earn points by use of a temporary card and can not redeem points earnt by use of a temporary card.

6. Points earned by members on a Temporary Card will be available on the Permanent Card.

7. Temporary Cards are only valid for 3 months. If after 3 months no application form is received, the Temporary Card is cancelled and all points earnt and the Amcal Club membership is cancelled.

8 If new Amcal Club members have not received their permanent card within 4 weeks they are to call 1800 500 760 or go into the pharmacy to fill out a replacement card request.

9. Members will earn points (each a "Point") on all purchases they make at any participating Amcal pharmacy other than purchases of prescription items and products or services for which the member is already entitled to receive a discount other than by reason of the Amcal Club. A Member will receive minimum 1 Point for every 20¢ spent (5 Points per $1.00). Points can only be added to a card at the time and place of purchase.

10. 1 Point is worth 1 cent. Members will be eligible to redeem their Points to pay for the whole or part of any product or service(excluding prescriptions) at any participating Amcal pharmacy and when that Member has an accumulated minimum balance of 500 Points..

11. Subject to anything else contained here in all Points will have a life of 2 years. Amcal may cancel or bring forward the expiry date of any Points at any time in its absolute discretion without reason or notice.

12. Points are not transferable and can only be earned and redeemed by the person to whom the Permanent Card has been issued.

13. If a pharmacy elects to resign from the Amcal Club or Amcal Banner Group, all unredeemed points earned at the resigning pharmacy are cancelled as at the date of resignation and any unredeemed points earned at another participating Amcal pharmacy remain valid.

14. To the extent permitted by law, Amcal or any participating Amcal pharmacy will not be liable for any errors, omissions, delays or disruptions in the operation of the Amcal Club and will not be liable for any loss caused by any such errors, omissions, delays or disruptions.

15. Amcal or any participating Amcal pharmacy will not allow redemption of any Points that have been credited to a Member in error or which relate to a purchase by a Member that is subsequently cancelled or reversed or where a refund is given. Any Points that have been credited to a Member in error may be deducted from subsequent Points standing to the credit of that Member. This decision is at the discretion of Amcal or any participating Amcal pharmacy. No discussion will be entered into.

16. Members can be advised about all Points they have earned at any participating Amcal pharmacy. Amcal will not be liable in any way if any participating Amcal pharmacy fails to do so. Amcal does not accept any liability in connection with the failure or refusal of any participating Amcal pharmacy to record the allocation of Points.

17. Members must promptly notify their Pharmacy of any change of their address or if their Permanent or Temporary Card is lost or stolen. Amcal or any participating pharmacist is not liable for any delay in providing or replacing the Card or for any unauthorised use of the Card.

18. Amcal may replace or amend these Terms and Conditions at any time at its absolute discretion without having to provide any reason. Amcal will use its best endeavours to notify Members of any replacement or amendment but will not be liable if it does not.

19. Amcal may suspend or terminate the Amcal Club or a Member's membership in the Amcal Club at any time without reason or notice and on terms and conditions as Amcal in its sole discretion determines. Amcal will not be liable for any loss or damage that may arise from any suspension or termination.

20. No Amcal pharmacy has any authority, express or implied, to make any representation, warranty or statement on behalf of Amcal or in relation to the Amcal Club and Amcal accepts no liability in respect of any representation, warranty or statement made by any Amcal pharmacy.

21. Members acknowledge that a participating Amcal pharmacy and not Amcal will supply products or services. Accordingly, Amcal does not give any guarantee, undertaking or warranty concerning the products or services supplied or the performance of any participating Amcal pharmacy. All conditions and warranties, whether express or implied and whether arising under statute or otherwise, as to the condition, suitability, quality, fitness or safety of any goods or services supplied by any participating Amcal pharmacy are expressly excluded to the full extent permitted by law. Any liability Amcal may have to a Member under statute in respect of such goods and services which cannot be excluded is limited, where permitted, to supplying, or paying the cost of supplying, the goods or services again or repairing, or paying the costs of repairing, the goods at Amcal's option.

22. Information concerning Members, including information contained in this application form and information relating to earning Points, credits and debits will be held in a database for Amcal and will be made available to any participating Amcal pharmacy involved in administering the Amcal Club, a telephone service centre, producers of Cards and data processors for the Amcal Club. Members consent to information from that database also being made available to and used by Amcal and any participating Amcal Pharmacy for marketing, planning, product development, research and other purposes relating to the Amcal Club.

23.The Amcal Club is void where prohibited or restricted by law.

(c) 1999 Amcal.

The Amcal Club Policy on Information Privacy can be obtained from our web site www.amcal.com.au.